PayPing vs Rocket Money

Rocket Money is a full personal finance app. PayPing is laser-focused on subscription tracking with better pricing.

PayPing

  • Free tier: 3 subscriptions
  • $29 lifetime for unlimited
  • Subscription-focused
  • Family sharing included

Rocket Money

  • Free tier available
  • $3-12/month for premium
  • Full finance app (complex)
  • No lifetime option

Key Differences

Focus & Simplicity

Rocket Money tries to be everything: budgeting, credit monitoring, bill negotiation, and subscription tracking. PayPing does one thing exceptionally well: track your subscriptions. Less complexity means fewer features to learn and a cleaner interface.

Pricing Advantage

Rocket Money's premium features cost $3-12/month ($36-144/year). PayPing's lifetime deal is $29 total. If you use it for more than 2-8 months, PayPing is cheaper. Forever.